South Carolina is an “at-fault” state for personal injury liability coverage in car accidents. If you are injured in a car accident caused by another driver’s negligence, you can file a claim with the at-fault driver’s insurance company to seek compensation for your losses.
The at-fault driver is legally liable for any costs you incur, such as medical bills, time off of work, and other damages.
However, this auto insurance system directly influences personal injury claims because the alleged at-fault driver’s insurance provider, even if they were intoxicated, speeding, or otherwise reckless when the crash occurred, is not going to take the injured person or parties’ word for it.
This is why we are here. Our David W. Martin Accident & Injury Lawyers represent clients throughout South Carolina to ensure they can pursue their complete damages, even when the insurer initially resists.
Why is the At-Fault Driver’s Insurance Provider Disputing or Denying My Personal Injury Claim?
Regardless of South Carolina’s “at-fault” auto insurance system, the negligent driver’s insurance provider may dispute or deny your personal injury claim for several reasons.
They might argue that their policyholder was not actually at fault for the accident or that you were partially or fully responsible.
They may also dispute the severity of your injuries, claiming that the medical treatment you received was unnecessary or that your injuries were pre-existing rather than caused by the accident.
In some cases, the insurer may argue that you missed critical deadlines for filing the claim, or they might challenge the compensation you seek by downplaying your damages.
Insurance companies are motivated to minimize payouts, so they often dispute or deny claims. Therefore, it is vital to have legal representation to protect your rights and fight for fair compensation. We can help.
How Can the David W. Martin Accident & Injury Lawyers Help Prove My South Carolina Car Accident and Injury Claim?
Our South Carolina car accident attorneys understand that even in crashes where it is clear the other driver was at fault, the insurance company will still insist the injured party prove it.
While this isn’t fair, considering their compromised physical and emotional well-being, the insurance company will not write a blank check for the outlined damages without clear evidence and legal persuasion. We can help with both.
Our lawyers can play a crucial role in proving your South Carolina car accident and personal injury claim by handling every aspect of the legal process to build a strong case.
- We begin by thoroughly investigating the accident and collecting critical evidence such as police reports, witness statements, surveillance footage, and accident scene photographs.
- We may also work with experts, such as accident reconstruction specialists and medical professionals, to establish fault and the full extent of your injuries.
- We handle all communication and negotiations with insurance companies, ensuring that your claim is presented effectively and that you are not pressured into accepting an unfair settlement.
- To pursue the maximum compensation, we will help quantify your damages, including medical expenses, lost wages, and pain and suffering.
- If necessary, we will take your case to court, presenting evidence and arguing to prove the at-fault party’s liability and secure justice for your losses.
Contact Our David W. Martin Accident & Injury Lawyers Today
If you have been injured in a car accident caused by a negligent driver in South Carolina, do not assume our state’s “at-fault” auto insurance system will produce results without a fight. Contact our David W. Martin Accident & Injury Lawyers at (803) 302-3989 to learn more about your legal rights and options to hold the negligent party liable for your complete recovery needs.
We provide free consultations for all South Carolina personal injury cases and never charge legal fees unless we deliver a positive outcome for your unique case.